Redefining Investment Strategy for Insurance Firms Through Digital Innovation
We specialize in investment management transformation for insurers, helping them adapt, optimize, and scale their investment strategies in an increasingly complex market. As insurers seek to navigate regulatory demands, volatile markets, and shifting asset allocations, our expertise in technology, data, and operating model transformation ensures they remain competitive and resilient.
Unlike pure technology vendors, Finarch brings a strategic consultancy approach, working closely with insurers to align investment strategies with business goals, drive operational efficiencies, and enhance risk-adjusted returns.
The Insurance Industry’s Investment Challenges
Insurance firms face unique investment challenges that require a sophisticated, technology-driven approach. Unlike asset managers or pension funds, insurers must balance investment returns with capital adequacy, regulatory compliance, and liability-driven strategies.
Key Challenges We Address for Insurance Firms:
Bridging the Gap Between Asset and Liability Management (ALM)
- Many insurers struggle to align their investment strategy with liability profiles, leading to suboptimal capital efficiency.
- FINARCH helps insurers integrate dynamic ALM frameworks, leveraging technology to create real-time insights into how investment decisions impact overall solvency ratios and long-term liabilities.
Regulatory Compliance and Accounting Complexity
- Regulatory changes such as IFRS 9, IFRS 17, Solvency II, and NAIC require insurers to adopt robust reporting and risk governance structures.
- We implement automated compliance frameworks that ensure seamless integration of investment accounting, risk management, and financial reporting.
Integrating Public and Private Market Investments
- Insurers are increasing allocations to private debt, infrastructure, and alternative assets to achieve higher yields.
- We implement investment platforms that consolidate public and private asset data, ensuring a single, transparent source of truth across the portfolio.
Operational Efficiency and Data Integration
- Insurers often rely on fragmented legacy systems that create inefficiencies in investment decision-making, risk assessment, and performance reporting.
- Finarch can help streamlines front-to-back investment operations, implementing real-time data ecosystems, automated reconciliations, and exception-based workflows to reduce operational costs.
ESG and Sustainable Investment Integration
- Increasing regulatory pressure and stakeholder expectations require insurers to integrate ESG (Environmental, Social, and Governance) factors into their investment strategies.
- Finarch helps insurers embed ESG analytics into their investment platforms, ensuring compliance with evolving disclosure requirements while maximizing long-term value.
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Experts
Paul Benton, CFA
Partner
Salomon Gagne
Partner
